Disclaimer — Viregenix LLC

1. Not Financial or Investment Advice

Viregenix LLC and Rollie Khay are not licensed financial advisors, registered investment advisors, broker-dealers, or any other type of regulated financial professional.

Nothing on this website, in the Portfolio Diagnostic Call, in any follow-up communications, or in any documents or models provided by Viregenix LLC or Rollie Khay constitutes financial advice, investment advice, legal advice, tax advice, or any other form of regulated professional advice.

All content, analysis, models, frameworks, and findings provided are for educational and informational purposes only. They are intended to help you better understand the mathematical characteristics of your real estate portfolio — not to direct, recommend, or advise specific investment decisions.

2. No Guarantee of Results

All quantitative analysis, projections, simulations, and model outputs are based on mathematical models and historical or client-supplied data. They are subject to the following limitations:

Models are only as accurate as the data provided by the Client
Past performance and historical data do not guarantee future results
Monte Carlo simulations describe possible outcomes — they do not predict or guarantee actual outcomes
Real estate markets are subject to unpredictable macroeconomic, regulatory, and local factors that no model can fully capture
All projections and forecasts carry inherent uncertainty and should be treated as estimates only

3. Your Independent Responsibility

All investment, financial, and real estate decisions are made solely at the Client's own risk and discretion. The Client is solely responsible for:

Evaluating the relevance and applicability of any analysis to their specific situation
Conducting their own due diligence before making any investment decision
Seeking advice from licensed financial advisors, attorneys, tax professionals, and real estate professionals as appropriate
All outcomes resulting from decisions made based on or influenced by the diagnostic session

4. No Fiduciary Relationship

Engaging Viregenix LLC or Rollie Khay for a Portfolio Diagnostic Call does not create a fiduciary relationship, advisory relationship, or any ongoing professional relationship. Obligations are limited strictly to the delivery of the analytical session as described in the Terms and Conditions.

5. Accuracy of Information

While every effort is made to ensure analytical accuracy, Viregenix LLC makes no representations or warranties about the completeness, accuracy, or reliability of any analysis, model output, or information provided. Users rely on any information provided entirely at their own risk.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Viregenix LLC and Rollie Khay shall not be liable for any investment losses, financial damages, missed opportunities, or any other direct, indirect, incidental, or consequential damages arising from use of or reliance on any information, analysis, or model output provided through the Portfolio Diagnostic Call or any other service.

7. Seek Professional Advice

Before making any significant financial or investment decision you should consult with licensed professionals appropriate to your situation including a registered investment advisor, certified financial planner, real estate attorney, tax professional, and mortgage professional.

8. Governing Law

Viregenix LLC is registered under the laws of the State of Wyoming, United States. This Disclaimer is governed by the laws of the State of Wyoming.

9. Contact

For any questions about this disclaimer contact Viregenix LLC at support@viregenix.com.